Used 2021 Volvo XC40 Momentum

The Volvo XC40 comes in three different trims for its launch this year. Each is powered by a turbocharged 4-cylinder engine displacing 2.0L, powering all four wheels via an 8-speed automatic transmission. With 248 horsepower on tap, the compact SUV is quite quick in a straight line, though it should still return over 30 mpg on the highway.

The most basic XC40 trim is dubbed the Momentum trim. Since the Volvo XC40 is still a bit of a luxury vehicle, basic amenities are pretty nice and include items such as a 9-inch display, a power operated liftgate, smartphone integration, a park assist camera, LED headlights, SiriusXM satellite radio, a powered driver's seat with a memory function, 18-inch wheels and tinted windows.

The next step up is the R-Design model. The R-Design comes with a slightly more aggressive exterior as well as an auto-dimming rearview mirror, a navigation system, keyless entry with a hands free tailgate, 19-inch wheels, fog lights, a unique grille and various R-Design bits throughout the interior. XC40 subscribers can subscribe to the R-Design model for an additional $100.

The top-of-the-line model for 2020 is the Inscription model. The Inscription has a luxuriously appointed interior which includes details such as driftwood Deco trim and a crystal gear knob. The Inscription model also comes standard with a panoramic roof, nicer seats and a leather clad interior.

Safety features across the lineup include parking sensors, an active lane departure warning system, forward and rear collision mitigation, pedestrian detection, a driver attention monitor and a traffic sign recognition system.

Compact Size For A Volvo

Available All-wheel Drive

Traditional Volvo Levels Of Safety

Swedish Good Looks

Interior

Unique Pricing Model For Those Who Want It

The Volvo XC40 rolls into 2021 with minimal changes.

The Volvo XC40 is a compact luxury SUV competing with the likes of the BMW X1, Mercedes GLA and Audi Q3. While the Volvo XC40 has a price that might be smack dab in the middle of its competitors, Volvo has offered a unique way of "owning" the new XC40. For $600 a month, people can "subscribe" to the compact SUV, paying for it on a monthly basis. Volvo claims that there is no long-term commitment and that insurance and maintenance are included in that price, making it a pretty sweet deal for anyone who only needs a car for a couple of years and who doesn't want to deal with many of the traditional hassles of car ownership.